Gift cards from Visa and MasterCard can be a great way to optimize credit card benefits. Both fixed-deposit and variable-deposit versions of these cards allow you to load up to $500 onto the card. Almost everywhere you can use a credit or debit card will accept them. The activation charge for credit cards typically ranges from $3.95 to $5.95 and is practically never waived during special promotions.
Recently, we wrote an article about where to buy a $1000 Visa card.
To a large percentage of the points & miles community, gift cards are only good for “manufactured spend,” or MS, which involves converting them into cash and money orders and depositing them. However, many people use gift cards in various ways, and they may be a helpful tool for anybody who wants to optimize the amount of money they spend. Please note that multiple banks have varying tolerance thresholds for gift card usage. Starting small and gradually increasing your expenditure is the best way.
American Express is particularly concerned about the purchase of GCs. There is a danger of recoupment and perhaps shutdown if you buy too much or too frequently. Finding Visa or Mastercard gift cards that can be purchased with a credit card and have minimal activation costs and no chance of incurring cash-advance fees is the first step, regardless of how you use them. We only discuss products and services accessible in the US in this post. Even inside the United States, the selection varies significantly by state, county, and retailer. In this post, we will acknowledge everything regarding Visa gift cards.
Where Can I Buy Visa Gift Cards?
You can buy Visa gift cards (Pin enabled) in the following places:
- Buy at Amazon.com with a max value of $200. The fee per card is $6.95.
- BJ’s Wholesale Club at bjs.com with a max value of $200. The fee per card is $5.45.
- GiftCards.com with a max value of $250. The fee per card is $4.95 plus shipping.
- GiantEagle.com with a max value of $200. The fee per card is $6.95.
- GiftCardGranny.com with a max value of $500. The fee per card is $6.95 plus $1.99 shipping per card.
- GiftCardMall.com with a max value of $250. The fee per card is $5.95 plus shipping.
- HarrisTeeter.com with a max value of $100. The fee per card is $5.95 plus shipping.
- IncommIncentives.com with a max value of $500. The fee per card is $3.25 plus shipping.
- Kroger.com with a max value of $100. The fee per card is $5.95 plus shipping.
- Meijer.com with a max value of $500. The fee per card is $5.95
- OfficeDepot.com with a max value of $500. The fee per card is $5.95
- Quill.com with a max value of $300. The fee per card is $8.95
- SamsClub.com with a max value of $200. The fee per card is $6.48
|Where to buy Visa gift card||Place||Max. Value||Fee Per Card|
|GiftCardGranny.com||Online||$500||$6.95 plus shipping|
|Simon / GiftCardMall.com||Online||$500||$3.95 plus shipping|
|Gas Stations / Convenience Stores||In-store||$500||$5.95|
|GiftCards.com||Online||$250||$4.95 plus shipping|
|GiftCardMall.com||Online||$250||$5.95 plus shippng|
|BJs Wholesale Club (www.bjs.com)||Online||$200||$5.45|
|Office Supply Stores||In-store||$200||$6.95|
|Simon Gift Cards Bulk program||Online||$1,000||$3.95|
Where to buy prepaid Visa cards?
You can buy prepaid Visa cards at Giftcards.com.Giftcards.com offers Visa gift cards that can be purchased and personalized online. You can also buy a virtual Visa prepaid card. Many well-known merchants sell prepaid Visa cards, including supermarkets, petrol stations, department stores, and other stores. If you need detailed instructions to check your debit card balance, you can read more in our article on how to check visa debit card balance.
A Visa Gift Card is the perfect present for a friend or a loved one because it comes from a well-known and respected company. Gift cards can be delivered to valid street addresses in the United States of America. However, gifts can only send gift cards to US citizens with an APO/US Military Shipping Address.
It will refuse orders from outside the United States. If you don’t select a specific delivery date when you place an order, it may take up to 24 business hours for the package to arrive. There is no way to add money to a reloadable Visa gift card. To reload the card, you must first use all of its capital. Keep the card handy even if you don’t plan to use the funds anymore since you never know when you might need to return something purchased with a Visa gift card.
Where to get a Visa gift card?
You can get a Visa gift card at credit unions. Credit unions frequently provide Visa gift cards to their members at no charge. Many times, the costs are less expensive than in other places. Check with your credit union to see whether you can make these purchases with a credit card from a third party.
As a rule, only cards issued by the same financial institution can be used to make purchases. You may be charged a cash credit fee at any time. Check if you may reduce your credit card’s cash credit limit below you intend to spend.
Credit unions attempt to assist members by delivering competitive products with improved rates and fees than you would find with a for-profit bank. However, credit unions reinvest their revenues back into their goods rather than handing them over to shareholders as banks do. To create a bank account, apply for credit, or borrow money from a credit union, you must satisfy certain conditions. In addition, different credit unions have other prerequisites for membership, which we go into more detail about below.
Can Visa gift cards be used on Amazon?
Yes, you can use Visa gift cards on Amazon. You may use Prepaid Visa gift cards on Amazon, but you must get around the system. As a result, you will have to match the price of the purchases with the Amazon gift card balance if you want to make a split payment.
Amazon won’t accept Visa gift cards since it will assume that you are merely adding a new credit or debit card to your account, not using a gift card. Ensure the Visa is in good working order before transferring its amount into your account.
It’s important to remember that you can’t split the purchases between a gift card on your account and a different payment method, so be careful when shopping. First, make sure that the gift card is active before you proceed. Calling the phone number on the card is also an option if you don’t have a gift receipt or cardholder. The next step is to see how much money is left on the card. Even if you haven’t yet used the $50 gift card, the activation cost may mean that the amount is $49, not $50. Make sure you have the precise amount in both dollars and cents.
Can you get cashback on a Visa gift card?
A cashback on a Visa gift card is not possible.
When it comes to Visa gift cards, the quick answer is “probably not” if you have one lying around. You must clarify the distinction between a Visa gift card and a Visa reloadable prepaid card to answer the question. They appear to be interchangeable since they both have the Visa brand and are preloaded with a predetermined amount of money. In addition, personal Identification Number (PIN) cards have been mandated by law since 2013 so that they may use them to make “debit” transactions at the point of sale (POS) terminals.
You could use exclusively prepaid cards when cashing out or getting “cash back” from a business. You can’t use gift cards. To be sure, read the fine print on the back of the credit card. Yes, you may cash out a shop gift card if you wish to. Some companies buy and sell gift cards, and you may cash out a closed-loop gift card by selling it to one of these companies. For example, a Target gift card, a Sephora gift card, or perhaps a Home Depot gift card can all be exchanged for cash. For further information, look at this directory of gift card dealers.
Can you pay for a Discover credit card with a Visa gift card?
You cannot pay for a Discover credit card with a Visa gift card.
Credit card bills can’t be paid using a credit card in most cases. In most cases, it makes little difference if the payment is made using a credit card, debit card, or gift card. The only manner of payment I’ve come across is by bank account. Due to the high costs associated with credit card transactions, most businesses do not accept them.
Kiting rules prohibit this as well. Credit card kiting uses several different credit cards to make purchases with money you don’t have or to pay off debts you owe on other cards. If you need to, there are workarounds. At times, you can withdraw money from an ATM using your debit or credit card. However, fees and interest accrue immediately. While some online bill pay providers support credit card payments, the costs often outweigh any reward points you may accrue with your credit card.
Can you reload a Visa gift card?
No, you cannot reload a Visa gift card.
If registered, a Visa gift card can be used in-store, online, or over the phone until the balance on the card has been drained. After the amount on your card has been exhausted, you should hold onto the card until you are sure that you will not be returning any of the products you purchased with it. Depending on the store’s return policy, you may be required to produce the credit card you used to make the purchases to get a refund.
Once you’re certain, you won’t need the card again, throw it away. General Purpose Reloadable (GPR) cards are reloadable Visa cards if you are looking for a card that you can reload. For example, this card may be used as a gift card and can be reloaded. Reloading the card with money requires the cardholder to register and undergo identification verification.
Does Shein accept Visa gift cards?
Yes, Shein accepts Visa gift cards.
Using numerous Visa and other gift cards at once is not permitted by Shein. Only their gift cards are eligible for this feature. Likewise, you may use only one Shein gift card at a time. Adding Visa gift card information to the credit/debit card payment area is only possible if you first combine the Visa gift card. Alternatively, you may transfer the funds from the Visa gift card to PayPal and then pay using PayPal money or PayPal credit/debit.
Since SHEIN has become one of the most popular sites for quick fashion, everyone rushes to their website for the newest mashup of trends. There have been no issues thus far with the SHEIN online buying platform, which is characterized by speedy delivery times. Since there is no direct method of contacting SHEIN’s authorities, there are only minor concerns about users’ data and money security. However, SHEIN customers have reported recent problems with their credit cards being refused.
Signing up for new credit cards with introductory bonuses and meeting the scheduled spending criteria (i.e., spending $3,000 in the first 90 days to get 60,000 points) are probably the best ways to earn many points quickly. Unfortunately, banks may also target clients with spending offers on their existing cards. We’ve all found ourselves in situations when we’re faced with competing spending offers and sign-up incentives, forcing us to spend more than we can afford to in the days ahead.
You can “time-shift spend” with the help of gift cards in this situation. Even though there are only four days left, you may buy up to $1,000 in gift cards to meet the spending threshold for a bonus and spend the rest of the money on whatever you choose. We hope you understand everything about where I can buy Visa gift cards.