For countries genuinely concerned about the disastrous environmental impact, plastic money seems to be the right choice. It is the ideal way and sensible adoption to produce sustainability and convenience. Plastic money is a concept that has considerably expanded and integrated into daily life affairs as a noteworthy replacement for cash and paper money. Debit cards, credit cards, store cards, and prepaid cash cards are examples of plastic money. This type of money is readily available and significantly reduces the risk of dealing with a large amount of cash for security purposes and other reasons. There is no need to carry huge stacks of money around as you can make the exact amount of payment with the help of a single card and a single button. Plastic money is trendy in most countries, and different banks and financial platforms mostly prefer using plastic money over cash.
How to check if a debit card is active online?
To check if the debit card is active, you can call the card’s issuer and ask. Then, call the number on the back of your card and check if your debit card is active. If the debt card is inactive, customer service can reactivate the card.
Additionally, go to the bank website to activate your debit card online but only if this option is available. Some banks do not have an online activation option.
A debit card is a popular form of plastic card which is issued and delivered by your bank. Instead of using cash, you can use debit cards to pay for any item, purchase, or service at any retail shop or merchant. Therefore, the exact amount will be withheld from your bank account, acting as a safe alternative for cash. A debit card is directly interconnected to your bank account, either a savings account or a current account. Debit cards and similar cards have become extremely common, just like smartphones. They are not only a luxury but considered a basic necessity in the age of cashless dealings. However, you need to memorize and protect your PIN identification, mainly required during transactions and deductions. If you are new to the concept of debit cards or planning to renew an old or unused debit card, then you need to make sure that the bank activates the debit card. To make purchases and use ATMs or any other bank’s services, you need to activate your card.
When a new debit card is issued to you, you will receive a sticker or a brochure explaining the card’s activation before use. However, stress is necessary if you do not have the sticker or have lost the mail brochure. Pressure is essential as the banks provide multiple activation methods. In addition, different banks have a policy of double-checking your card activation status to save you from the trouble and embarrassment of a potentially inactivated card.
How to test if a credit card is active?
To test if a debit card works, you can try the following:
- Call Debit Card Company
- Use an Online Banking account.
- Visit ATM and test.
- Try an online debit purchase using a four-digit pin.
Call Debit Card Company – customer service.
Reliable banks and financial institutions have separate departments to answer customer concerns. The toll-free number for customer service is readily available online or mainly located on the respective debit card. If you are unsure about your debit card activation status, you can call the customer service number and check the activation status. However, if you require an in-depth interaction in response to your queries, you can also visit different bank branches available at multiple physical locations. A representative will be happy to assist you and activate your card right at the spot.
Visit Online Banking account
Some customers prefer using their bank facilities via the bank’s online portal or apps. By logging into your account, you can also activate the debit card. Some banks provide an automatic facility for activating the card before a formal notice. If your bank offers automatic activation, there is nothing to worry about; however, if the activation is not automatic, you can still use the customer service or visit them in person if the activation is not automatic.
Visit ATM and test
There is a policy of automatic activation if you withdraw or make a deposit via ATM. Some of the banks offer this facility if you use their ATMs. However, if you use an activated debit card on a different bank’s ATM, the deposit’s cancellation is high. However, you need to check your bank’s policy regarding this, as a few banks will also activate your debit cards if you use them at any other ATM.
Try an online debit purchase using a four-digit pin.
Different banks have different policies, and some of the banks activate the debit card automatically if you make a debit purchase and with the help of a four-digit PIN. However, this option has certain limitations as you process your debit card as a credit card or use it online. You are most likely to experience an inactivated card.
The concept of plastic money may appear convenient and easy. Still, suppose someone gets access to the PIN, security code, or the expiration date. In that case, the person in possession of the card may be able to use your activated debit card at different locations to withdraw money and make purchases. Debit card information is susceptible and should be kept under wraps to protect it from potential theft. Keeping a debit card significantly reduces your chances of visiting the bank at all times. You can use this card with any merchant or retailer and pay with the help of a swiping machine. You can easily extract money, get financial statements and other details of your finances with a debit card and ATM. Nowadays, different countries and governments are encouraging people to use cashless transactions. As part of the promotion package, various outlets, platforms, banks, and merchants provide sales, discounts, and offers on shopping if done through plastic money. As the concept grows, you need to be mindful of the ATM frauds that have also significantly increased over time. Online hacking and fake swiping machines are some of the cons of using plastic money. It would help if you never shared your PIN with anyone to avoid potential theft and take extra safety measures to protect your information.
Let us answer on few questions from our members:
How do I check the balance on my active gift card?
Active ride shop gift card balance can be checked if you call the customer service phone number, or visit Active Ride Shop’s website to check the balance on your Active Ride Shop gift card.
How do I activate my navy federal credit card?
To activate your navy federal credit card, you need to sign in to the digital banking portal, select your credit card and click on the option “Freeze card.” When you unfreeze your card, it will be active.
How to activate a Mercury credit card?
To activate Mercury credit card, you can contact mercury credit card customer service, or you can go to the website mercurycards.com/activate, and there you can type your card number and activate it easily.
How to activate Chase business debit card?
To activate Chase business debit card, you need to login into your account at chase.com with your username and password, or you can call 800-432-3117 and activate your debit card by phone service.
How to activate Schwab debit card?
To activate a Schwab debit card, you can call 1-888-403-9000 and activate it by phone, or you can log in Schwab phone app, and navigate to Card Manager by tapping the “More” icon in the bottom right corner of any screen. Choose “Client Service. And then “Manage Cards.” Here you can activate, lock, or unlock your Schwab cards.
How to activate a bank of America debit card?
To activate a Bank of America debit card you can call the phone number on the back of the card and enter your card number when prompted. Additionally, you can go to bankofamerica.com and log in using an online id and password and check your credit card activation. IF you purchase or use a Bank of America ATM card will be automatically activated.
Credit and debit cards may appear similar in appearance; however, their use and application may differ. Credit equates to buying or depositing money, goods, and avail services but paying for them later. However, if you avail of any facility or buy an item with the help of a debit card, a specific amount of money is deducted from your bank account at the very moment.