We spend a whole a lot on a daily basis and if we start counting our expenses it will be more than we expect in a month. The reason behind this is we do not account for it, to make it less or change it in a balanced pattern.
So if I say that there is a pill, that will gradually make you feel about where and how to make changes in your expenses. And it is a “NO SPEND MONTH”
No spend month is a challenge when people are trying not to spend money in a certain category or categories for a designated amount of time. For example, people will not go to restaurants the whole month, avoid cigarettes and alcohol the whole month, avoid car driving, etc.
Yes! A no-spend month is the only pill that can make you realize that money is not always for spending on lame expenses. You can have a regular idea of spending in a stoppable way. What I mean is that you cannot go for a month without spending the money, and because of this habit from such long years it feels impossible to cut expenses.
So that is why this is being called a no spend a month. So once you go for it as accepting it as a challenge you can become more willful for attempting not to go for some lame expenses.
Now the question here is what is actually a NO SPEND MONTH?
So the no spend month is what it describes from its words, it is a challenge to spend nothing in a month. It is especially nothing serious to take, like to spend nothing whether you need something badly.
The process is quite simple all you have to do is to take a paper and a pencil and write down all the grocery items and foods or frozen food that is already in the upper portion of your fridge and write it down with the quantity and the days for how long will they last and use them for a month in order to spend no money.
Then make the other list on which you have to write those necessaries that are more likely, to be related to medicines or first aid part and buy them first. Then write down what others are there to buy for this month and make them delay for a month. Of course in the first month all you have to do is to take start you maybe not make it through a whole month but for a week or two is not bad too. Then for the other next month, you can try this challenge again.
That is not a big deal what is the purpose of making this challenge is to change the bad habit of us, which is spending a lot of money on those items which we might think we need them but in the reality, we do not need them but psychology we have made our mind to this fact that other people are buying that specific commodity so I should be buying that too.
That is what the attitude of a child is. They tend to like those things that are in other kids’ hands and they want them too without realizing whether they need it or not. So try to make that thing remove from your mind and start making decisions rationally. This challenge will help you to think out of the box and allow you to make changes in your habit.
How this works and what you have to do in this challenge?
You have to use some of the items you already have available in your home.
Without realizing what we need and what we do not need w buy things to eat as well, that is the reason behind that there is no space left in our fridges and in the month-end when things got spoiled we waste them, this should not be happening after you take this challenge in for a month whole.
As I have mentioned above to make a list of those items that are already present in your fridges to eat and have some fresh taste left in them. Then download the app MUNCH” munch is the app that will allow you to make the desired eatables from the resources you have in your home.
For example, whatever ingredients you have in the kitchen you name them in the app and the app will provide you the recipes you can make from those ingredients so you need not spend a month in a hell boring way. You can make much out of it.
Now come to the other commodities!
After the food, you have to make the list for other items that are available in your home and you can use them for different purposes as well.
For example clothes, shoes, detergents, soaps and all other things.
For the cleaning purpose shampoos or chemicals, you can use the detergent you are using for laundry. That will leave any side effect of the surfaces of your home if you know how to clean your house after all. Then you have to make the duties for your partner to do laundry for one time and the other time you can do your laundry by yourself.
For cleaning, there is the same method if you want you can apply. Do the cleaning by your own self for one day and the other time let your partner do the cleaning of the home?
By dividing the duties you can make it easier for both of you to have less spending attitude over the basic chores of the house. I have seen many people doing cleaning and laundry by themselves and I also know many who ask the cleaning companies to send their workers for doing the house chores.
Like for spending money on different house chores, it is not that much difficult to do, when you got time you can easily clean at least your room and then the other room on the other day you can easily save quite a lot on the cleaning category. And specifically in a no spend month you can give it a try and make yourself comfortable with it. Once you know how to do the things you can manage them in the next month quite superbly.
A no-spend challenge will motivate you
The biggest role this challenge will be playing your life is to motivate you to take care of your things and chores by your own selves. If you keep on spending money and ask others for their services you will never going to make a single penny save in your accounts of saving.
Why am I saying this so? Because I have been through this too, when I was making money I got messed up with my routine and I barely do not know how to manage things which actually made me feel upset and to get rid of this I started asking the companies to send over the workers for a day to clean my space to do my laundry and usually I deliver food from outside and make the payments so I can stay in a comfortable life.
But little did I know that this life of luxuries and making myself comfortable will bound me to stay in this trap I will never be able to save anything for my old age and future.
These confusing things started haunting me, what to do, and what not to do I was so confused. Inside I knew that this is not going smoothly because I spent too much and am keep on spending and if this will be going like this for any longer I will be drowned. But after a little time, I decided to take up this challenge and start this challenge a month or two ago.
The challenge motivated me from the cores to start working and serving yourself first and stop asking others to do your work. Then stop buying food from outside and spend good quality time at home for the sake of your mental health and peace.
When you spend a good time at home you can make the changes in your home by your own self and you can cook for yourself, the healthy delicious food of home have no comparison to outside food? It’s natural and hygienic and it costs you nothing more than one percent of how much you already spend on outside for food.
It can make you aware of your spending problems and it can change your spending attitude easily.
The other major factor this challenge plays in your budgeting and spending behavior is to let you know where you are spending more and where you need to spend more. The fact is most of us do not what is there on which we can make a compromise or delay very easily, for example, if you are buying the beverages for a month in your grocery items, you can make a compromise on them very easily. Isn’t it easy?
You can buy one drink at a time, and if you are not feeling to drink them they will go expire and your money is wasted. Try to buy a limited amount of food and drinks and buy them fresh so you can consume fresh food and drinks. It will save you money and boost your health routine and status.
The challenge of no spending month will allow you not to know the problem of your spending behavior like somewhere you need to bargain but you don’t. Somewhere you buy things by looking at your friend’s cart and you do not need it. Sometimes you spend money to eat food outside but you do not feel good to eat outside on the day but because of your friends get together you spend money on food for showing them off or saving your face to feel not low.
A no spend month can help you remove the unnecessary
Declutter means to remove those items which are totally unnecessary in your life or it can be in your home after you go for the challenge you can easily develop this habit in yourself to declutter the things, this habit will not only make your life easier and simplifies because of less messy thing and fewer things to manage and remember but it will also allow you budget to make a huge portion of your income to be saved on a monthly or weekly basis.
The thing is that no spend month is quite a way to help you save more and more and let you know that you can be more at peace if you spend less on the unnecessary things. Like I have talked about needs and wants in the previous article where I have mentioned identifying what your needs are and what your wants.
By going through this challenge you will be able to cut off your bad habits of spending more on wants than your needs and make you cut off the extra expenses which you can survive without them. The other benefit is to make things removed from your life which is useless to buy.
Like less space in your home and you are buying heavy furniture. Though you can buy some light and portable stuff to keep a good breathing space in your home and save more spending less. And buy only what you need nothing extra can count on.
Of course, you can have fun in the challenge without spending anything, like you can buy movie tickets on coupons try to apply in giveaways and you will get fun rewards in return too.
So there are a lot of ways to have fun without money. And these ways will come to mind according to your taste right after you accept this challenge and you know that you do not have to spend and in that bound feelings, you will make way for having fun. It will be more fun when you know that by the end of the month of challenge you will be having a huge amount of savings just from the income that you did not spend.
How to start your next no spend a month after the first month.
Now, this is a question which is quite tricky and amazing in both ways, like for those who have gone through the first month of no spend month challenge and they want to have the other month this challenge but once you buy the grocery for a moth that will not be considered as the no spend a month, because you would be spending on groceries.
So, just take the incense of the challenge what this challenge is for and what they are making us or molding us into. when you know the idea of how to deal with the spending money maters you will be easily doing your stuff on your own self, and you will know you can do it.
Once your one month challenge is gone, you can buy the stuff you need by applying the limitations of wants and needs, after that, you can continue to spend the whole month compromising on the lame wants or stopping yourself from unnecessary wants.
There have been many ways to save money but people around us keep coming up with the statement that why the average income person has to go for savings and does not spend as they want.
So the answer is quite simple that many people around us are billionaires and many are living below the poverty line. we can be the middle one not too rich and fortunately not too poor. the reason behind savings is that when you start making the income you are less likely to have time to spend it with your families.
The poor have no money but they are living with their families in a room. many may not have the rooms even so they have to live in camps, one camp and many families adjust in there. and rich people have money but less time to spend with their families. if you just take the example of an actress who is a mother too. She spends the whole day shooting and travel the state to state every month how much time will she give to her kids. these are the natural things, not a judgment.
Of course, there are exceptions everywhere, but more likely in different regions around the world are living like this. so consider yourself the luckiest person you are earning a stable income and have a lovely family.
The savings will allow you to have more time taking off from your work and spend with your family and with yourself too. this saving habit will allow you to take an early retirement and spend the beautiful days with your daily. the most important happiness lies in the simple life where you have peace of mind and a loving family.
Surely you can spend life alone by spending all of your money without saving anything but the decision is still in your hands before its too late to think whether it is worth taking this chance and make the amendments in budget and save the energy for other things in life or not.