Financial accessibility and convenience to carry on with monetary transactions is not a luxury but a necessity. In this globalized age, interconnectedness is the constant pillar and is only one way to stay at par with your current finances and economic status. This is not only true for adults but for those who are stepping into the world of teenagers. If solemn responsibilities and financial hardships make your teenagers financially responsible and independent, it is a great way to push for confidence and encouragement. Undoubtedly, with constant supervision and monitoring, teenagers can be granted the economic independence that helps them set out their budget, shopping, gadget needs, money for eating out entertainment, and other minor chores. However, depending on your child’s maturity level, it could also be a financial liability for the parents, especially for those who are constantly spending money and fulfilling the demands of children.
Can I Open a Checking Account for My Child?
Yes, you can open a checking account or savings for your child as a guardian who is at least 18 years old. In the US, minors can’t open a bank account without a parent or guardian. In our opinion, the best checking account for kids is the Alliant Credit Union Free Teen Checking Account because of its small fees and great support.
Below are presented top bank checking accounts for kids. In our research, we created a Table of the top checking accounts for kids in the US:
Checking Accounts for kids Research Table
| Bank Savings Accounts for Kids | Minimum Deposit | Yield | Incentive |
|---|---|---|---|
| Alliant Credit Union Kids Savings Account | 5 | 0.55% | No monthly fees for members who use e-statements. |
| Capital One 360 Kids Savings Account | 0 | 0.3% | Make recurring transfers based on an automated savings plan |
| PNC Bank S is for Savings® Account | 25 | Vary | Automated savings feature |
While the world has intrinsically infused technology infrastructure, banking and handling finances have also become digitalized. This tectonic shift is revolutionizing the traditional banking concept and has allowed a safe space for teens and children to conduct financial transactions and conveniently command their finances. Because of the digitalized banking notion and new approaches, teenagers have started to resonate with this non-conventional approach. With banking literacy increasing, text-savvy teenagers are becoming more familiar with the concept and gradually becoming purchasers of bank accounts.
This article will discuss potential kid-friendly and teenage-oriented bank accounts with joint custody or sole independence for checking or savings under 18.
Bank account for minor
As for the United States, no young children and teenagers can possess sole ownership of deposit bank accounts such as current and savings. However, certain banks and financial institutions such as credit unions allow teenagers to hold a bank deposit account with their parents. Children-oriented credit unions and banking platforms have different characteristics and permission requirements from the guardian or parent. It includes a joint account, custodial account, and a reloadable prepaid debit card which is considered a first step in giving financial emancipation to the youngsters.
Joint bank account for kids
This option is ideal for those in a committed relationship aiming to share expenses or financial accounts with each other. The same concept applies to the partners, spouses, and even children through which parents can enjoy the same independence and emancipation by making deposits and withdrawing cash as per need. However, parents have a slightly upper hand when it comes to the administration of joint bank accounts. If the kid is too young sole ownership is not applicable. You also have the option to regulate funds and set limits for cash retreats based on different factors. Nevertheless, for day-to-day expenses and regular withdrawal, joint deposit accounts are very profitable.
They also accommodate short to medium savings. Some of the checking accounts come with certain restrictions and organizations. For a savings account, withdrawals are limited to 6 per statement cycle. With more than the standard withdrawal, a penalty fee is applicable for long-term sustainability. A joint savings account is the way to go. You can also maintain the account for college tuition fees, purchasing your child’s car, or for a security deposit on the property.
Custodial bank accounts
Parents and guardians can launch a custodial account for their minor children as per the Uniform Gifts to Minors Act, and Uniform Transfers to Minors Act. This does not involve a trust fund or a trustee, and under this, there is a vast range of assets. The primary owner and individual with the sole position are minor with perks of being a primary beneficiary.
Once the minor reaches the age of 18, the account’s custodian will act as a steward. The role of parent or legal guardian in the custodial bank account is that of a custodian acting as a third-party financial advisor. They are also obligated to withdraw funds from the same account to cover expenses on behalf of the minor. As far as full ownership and control are concerned, the minor gets equal share funds for 18.
To identify the best option for checking accounts for minors, look out for reasonable fees and penalties with no minimum balance requirements. It would help if you analyzed the interest rate applicable and a ridiculous review of the banks’ policies before applying.
Following are the best checking accounts for minors under 18.
Chase first banking
It consists of a debit card tailored to teach minors’ responsibilities and obligations and an understanding of money management. Currently, ages 6 to 17 can be a part of this program. It acts as a training scenario for the youngsters giving them the right amount of knowledge and financial insights for future finances. The debit card has identifiable parental alerts to keep the parents and legal guardians in the loop. To apply, you need to be a part of Chase’s financial platform, with the monthly payable fee being zero. In addition, five rewards and incentives, no extra payment is applied on affiliated ATMs. It also has access to education insightful for beginner account holders.
Copper banking
This platform is highly friendly for minors aged 13 to 17 and has digital banking solutions for kids ages 13 to 17. The smartphone app and debit card provide educational information encouraging young teenagers to make responsible financial decisions and start earning. The debit card is universal and can be used on every shop and with free withdrawal at over 55,000 ATMs. The app also has a characteristic to help regulate extra spending and keep track of the budget. It is equipped with an automatic saving feature for providing a comprehensive idea of financial habits and healthy decisions. The secure encryption method and authentication feature protect the account. The corporate funds are wholly insured for up to 2 $50,000 to evolve bank and trust.
As far as the minimum deposit is concerned, it is not less than $10. And there is no requirement for minimum balance. In addition, the referral program allows you to earn extra cash, which is around $3 if it is successful. They also do not charge overdraft fees.
Axos Bank First checking
This checking account is entirely in for minors of 13 to 17 age. The parental controls are highly functional, efficient, and customized with the accessibility of a digital debit card allowing parents and children to make informed decisions together. The cash withdrawal limit is hundred dollars per day, and the point of sale transactions is $500 per day, automatically limiting the expenses. With the state-of-the-art biometric authentication feature, the card and account are secured. There is a 0.10% yield APY on all balances starting from June 3, 2021. In addition, account owners can enjoy $12 for a domestic fee each month.
Alliant credit union Free teen checking account
another possible way to increase financial interaction between parents and youngsters is to opt for a zero monthly maintenance fee platform. This is also a practical option for those who are a part of summer jobs or part-time internships. Teens can manage and supervise their first checking account as it also comes with a free Visa debit card and checkbook with the name of account holders. The rate of return is 0.25% when you choose an electronic statement and receive one direct deposit each month. When minor reaches the legal each, the account is automatically transformed into an adult checking account with sole responsibility and ownership. If you wish to open a free teen checking account on behalf of your children, you need to be a member of the alliance credit union. This platform is advantageous as it provides access to more than 80,000 fee-free ATMs throughout the country. $100 is the daily cash withdrawal limit, and $300 is the limit to fight to overspend and keep a check on extra expenditure.
Those who wish to open up completely independent accounts for the children can opt for repair debit cards. Many parents own American Express, Visa MasterCard, or other prepaid debit cards for the children to provide partial independence and cash allowances.
Greenlight
Greenlight is up teen-oriented debit card that provides a meaningful relationship allowing parents to manage the children’s allowances. Primary features consist of software that outlines options leading to financial incentives. Owners have the option of weekly or monthly allowance transfer with no requirement of manual deposits. Whenever the debit card is issued, notifications and alerts are received. Parents have the option to customize and tailor the account stipulations as well as the total expenditure limit. It encourages the youngsters to save and spend wisely reasonably.
The debit card plan starts at around $5 per month with the added element of identity theft protection and cell phone coverage for a maximum of $10 per month.
Go, Henry
It is highly user-friendly with the added feature of o available mobile app tailored explicitly for kids as young as six years old. Parents can keep constant supervision on their young kids from supervising finances to daily expenditure and saving up for school activities. This app makes sure that instilling the value of money management is equally important. This app creates a conducive environment to contribute towards lifelong savings. Suppose allows automated allowances with one-time, recurring transfers. Furthermore, notifications and alerts are received, and whenever the card is swiped, protective features for identity theft become functional. This facility is available for $4 per month for an individual child and goes up to $5 for a tailored card.
Famzoo
This platform is versatile and consists of features more than a standard prepaid debit card. It consists of a highly educational app that promotes money management and wise expenditure to teenagers starting from compound interest to being self-sufficient financially. Teenagers have the option to choose from spending, saving, or giving accounts. It consists of payment splits outlining the transference of money to other accounts. It has an informal loan acquiring feature, particularly for parental disbursements. Parents get a notification or alert message allowing them to approve their children’s expenditures. The average package for this platform is $6dollars for a single family each month. Uses can also decide to pay in advance and get a significant discount for as low as $2.50 per month for the entire family for two years.
Can I open a savings account for my child?
Yes, you can open a savings account for your child as a guardian who is at least 18 years old. In the US, minors can’t open a bank account without a parent or guardian. In our opinion, the best savings account for kids is the Alliant Credit Union Kids Savings Account because of its small fees and great support.
| Area code | Region | Timezone Offset (from UTC) | Description |
|---|---|---|---|
| What area code is 201? | NJ | -5 | N New Jersey: Jersey City, Hackensack (see split 973, overlay 551) |
| What area code is 202? | DC | -5 | Washington, D.C. |
| What area code is 203? | CT | -5 | Connecticut: Fairfield County and New Haven County; Bridgeport, New Haven (see 860) |
| What area code is 204? | MB | -6 | Canada: Manitoba |
| What area code is 205? | AL | -6 | Central Alabama (including Birmingham; excludes the southeastern corner of Alabama and the deep south; see splits 256 and 334) |
| What area code is 206? | WA | -8 | W Washington state: Seattle and Bainbridge Island (see splits 253, 360, 425; overlay 564) |
| What area code is 207? | ME | -5 | Maine |
| What area code is 208? | ID | -7 | Idaho |
| What area code is 209? | CA | -8 | Cent. California: Stockton (see split 559) |
| What area code is 210? | TX | -6 | S Texas: San Antonio (see also splits 830, 956) |
| What area code is 211? | -- | -- | Local community info / referral services |
| What area code is 212? | NY | -5 | New York City, New York (Manhattan; see 646, 718) |
| What area code is 213? | CA | -8 | S California: Los Angeles (see 310, 323, 626, 818) |
| What area code is 214? | TX | -6 | Texas: Dallas Metro (overlays 469/972) |
| What area code is 215? | PA | -5 | SE Pennsylvania: Philadelphia (see overlays 267, 445) |
| What area code is 216? | OH | -5 | Cleveland (see splits 330, 440) |
| What area code is 217? | IL | -6 | Cent. Illinois: Springfield |
| What area code is 218? | MN | -6 | N Minnesota: Duluth |
| What area code is 219? | IN | -5 | NW Indiana: Gary (see 260, split 574, 260) |
| What area code is 224? | IL | -6 | Northern NE Illinois: Evanston, Waukegan, Northbrook (overlay on 847, eff 1/5/2002) |
| What area code is 225? | LA | -6 | Louisiana: Baton Rouge, New Roads, Donaldsonville, Albany, Gonzales, Greensburg, Plaquemine, Vacherie |
| What area code is 228? | MS | -6 | S Mississippi (coastal areas, Biloxi, Gulfport; split from 601) |
| What area code is 229? | GA | -5 | SW Georgia: Albany (split from 912; see also 478; perm 8/1/00) |
| What area code is 231? | MI | -5 | W Michigan: Northwestern portion of lower Peninsula; Traverse City, Muskegon, Cheboyhan |
| What area code is 234? | OH | -5 | NE Ohio: Canton, Akron (overlaid on 330; perm 10/30/00) |
| What area code is 236? | VA | -5 | Virginia (region unknown) / Unassigned? |
| What area code is 239? | FL | -5 | Florida (Lee, Collier, and Monroe Counties, excl the Keys; see 305; eff 3/11/02; mand 3/11/03) |
| What area code is 240? | MD | -5 | W Maryland: Silver Spring, Frederick (overlay, see 301) |
| What area code is 242? | -- | -5 | Bahamas |
| What area code is 246? | -- | -4 | Barbados |
| What area code is 248? | MI | -5 | Michigan: Oakland County (split from 810; see overlay 947) |
| What area code is 249? | MD | -5 | Maryland: Gaithersburg area (?) |
| What area code is 250? | BC | -8 | Canada: British Columbia (see 604) |
| What area code is 251? | AL | -6 | S Alabama: Mobile and coastal areas, Jackson, Evergreen, Monroeville (split from 334, eff 6/18/01; see also 205, 256) |
| What area code is 252? | NC | -5 | E North Carolina (Rocky Mount; split from 919) |
| What area code is 253? | WA | -8 | Washington: South Tier - Tacoma, Federal Way (split from 206, see also 425; overlay 564) |
| What area code is 254? | TX | -6 | Central Texas (Waco, Stephenville; split, see 817, 940) |
| What area code is 256? | AL | -6 | E and N Alabama (Huntsville, Florence, Gadsden; split from 205; see also 334) |
| What area code is 260? | IN | -5 | NE Indiana: Fort Wayne (see 219) |
| What area code is 262? | WI | -6 | SE Wisconsin: counties of Kenosha, Ozaukee, Racine, Walworth, Washington, Waukesha (split from 414) |
| What area code is 264? | -- | -4 | Anguilla (split from 809) |
| What area code is 267? | PA | -5 | SE Pennsylvania: Philadelphia (see 215) |
| What area code is 268? | -- | -4 | Antigua and Barbuda (split from 809) |
| What area code is 269? | MI | -5 | SW Michigan: Kalamazoo, Saugatuck, Hastings, Battle Creek, Sturgis to Lake Michigan (split from 616) |
| What area code is 270? | KY | -6 | W Kentucky: Bowling Green, Paducah (split from 502) |
| What area code is 276? | VA | -5 | S and SW Virginia: Bristol, Stuart, Martinsville (split from 540; perm 9/1/01, mand 3/16/02) |
| What area code is 278? | MI | -5 | Michigan (overlaid on 734, SUSPENDED) |
| What area code is 280? | MD | -5 | Maryland (region unknown) |
| What area code is 281? | TX | -6 | Texas: Houston Metro (split 713; overlay 832) |
| What area code is 282? | IL | -6 | Illinois (region unknown) |
| What area code is 283? | OH | -5 | SW Ohio: Cincinnati (cancelled: overlaid on 513) |
| What area code is 284? | -- | -4 | British Virgin Islands (split from 809) |
| What area code is 289? | ON | -5 | Canada: S Cent. Ontario: Greater Toronto Area -- Durham, Halton, Hamilton-Wentworth, Niagara, Peel, York, and southern Simcoe County (excluding Toronto -- overlaid on 905, eff 6/9/01) |
| What area code is 301? | MD | -5 | W Maryland: Silver Spring, Frederick, Camp Springs, Prince George's County (see 240) |
| What area code is 302? | DE | -5 | Delaware |
| What area code is 303? | CO | -7 | Central Colorado: Denver (see 970, also 720 overlay) |
| What area code is 304? | WV | -5 | West Virginia |
| What area code is 305? | FL | -5 | SE Florida: Miami, the Keys (see 786, 954; 239) |
| What area code is 306? | SK | Canada: Saskatchewan | |
| What area code is 307? | WY | -7 | Wyoming |
| What area code is 308? | NE | W Nebraska: North Platte | |
| What area code is 309? | IL | -6 | W Cent. Illinois: Peoria |
| What area code is 310? | CA | -8 | S California: Beverly Hills, West Hollywood, West Los Angeles (see split 562; overlay 424 -- approval denied) |
| What area code is 311? | -- | -- | Reserved for special applications |
| What area code is 312? | IL | -6 | Illinois: Chicago (downtown only -- in the loop; see 773; overlay 872) |
| What area code is 313? | MI | -5 | Michigan: Detroit and suburbs (see 734) |
| What area code is 314? | MO | -6 | SE Missouri: St Louis city and parts of the metro area only (see 573, 636, overlay 557) |
| What area code is 315? | NY | -5 | N Cent. New York: Syracuse |
| What area code is 316? | KS | -6 | S Kansas: Wichita (see split 620) |
| What area code is 317? | IN | -6 | Cent. Indiana: Indianapolis (see 765) |
| What area code is 318? | LA | -6 | N Louisiana: Shreveport, Ruston, Monroe, Alexandria (see split 337) |
| What area code is 319? | IA | -6 | E Iowa: Cedar Rapids (see split 563) |
| What area code is 320? | MN | -6 | Cent. Minnesota: Saint Cloud (rural Minn, excl St. Paul/Minneapolis) |
| What area code is 321? | FL | -5 | Florida: Brevard County, Cape Canaveral area; Metro Orlando (split from 407) |
| What area code is 323? | CA | -8 | S California: Los Angeles (outside downtown: Hollywood; split from 213) |
| What area code is 325? | TX | -6 | Central Texas: Abilene, Sweetwater, Snyder, San Angelo (split from 915) |
| What area code is 327? | KY | -5 | Kentucky: Maceo |
| What area code is 330? | OH | -5 | NE Ohio: Akron, Canton, Youngstown; Mahoning County, parts of Trumbull/Warren counties (see splits 216, 440, overlay 234) |
| What area code is 331? | IL | -6 | W NE Illinois, western suburbs of Chicago (part of what used to be 708; overlaid on 630; perm NONE, mand t.b.a.) |
| What area code is 334? | AL | -6 | S Alabama: Auburn/Opelika, Montgomery and coastal areas (part of what used to be 205; see also 256, split 251) |
| What area code is 336? | NC | -5 | Cent. North Carolina: Greensboro (split from 910) |
| What area code is 337? | LA | -6 | SW Louisiana: Lake Charles, Lafayette (see split 318) |
| What area code is 339? | MA | -5 | Massachusetts: Boston surburbs, to the south and west (see splits 617, 508; overlaid on 781, eff 5/2/2001) |
| What area code is 340? | -- | -4 | US Virgin Islands (see also 809) |
| What area code is 341? | CA | -8 | (overlay on 510; SUSPENDED) |
| What area code is 345? | -- | -5 | Cayman Islands |
| What area code is 347? | NY | -5 | New York (overlay for 718: NYC area, except Manhattan) |
| What area code is 351? | MA | -5 | Massachusetts: north of Boston to NH, 508, and 781 (overlaid on 978, eff 4/2/2001) |
| What area code is 352? | FL | -5 | Florida: Gainesville area, Ocala, Crystal River (split from 904) |
| What area code is 353? | WI | -6 | Wisconsin (region unknown) |
| What area code is 354? | -- | -- | Canada (region unknown) |
| What area code is 358? | PA | -5 | Pennsylvannia (region unknown) |
| What area code is 360? | WA | -8 | W Washington State: Olympia, Bellingham (except Seattle area; part of what used to be 206; see overlay 564) |
| What area code is 361? | TX | -6 | S Texas: Corpus Christi (split from 512; eff 2/13/99) |
| What area code is 369? | CA | -8 | Solano County (perm 12/02/00, mand 06/02/01) |
| What area code is 380? | OH | -5 | Ohio (region unknown) |
| What area code is 381? | VA | -5 | Virginia (region unknown) |
| What area code is 383? | ME | -5 | Maine (region unknown) |
| What area code is 385? | UT | -7 | Utah: Salt Lake City Metro (split from 801, eff 3/30/02 POSTPONED; see also 435) |
| What area code is 386? | FL | -5 | N central Florida: Lake City (split from 904, perm 2/15/01, mand 11-05-01) |
| What area code is 401? | RI | -5 | Rhode Island |
| What area code is 402? | NE | -6 | E Nebraska: Omaha, Lincoln |
| What area code is 403? | AB | -7 | Canada: Southern Alberta (see 780, 867) |
| What area code is 404? | GA | -5 | N Georgia: Atlanta and suburbs (see overlay 678, split 770) |
| What area code is 405? | OK | -6 | W Oklahoma: Oklahoma City (see 580) |
| What area code is 406? | MT | -7 | Montana |
| What area code is 407? | FL | -5 | Central Florida: Metro Orlando (see overlay 689, eff 7/02; split 321) |
| What area code is 408? | CA | -8 | Cent. Coastal California: San Jose (see overlay 669) |
| What area code is 409? | TX | -6 | SE Texas: Galveston, Port Arthur (splits 936, 979) |
| What area code is 410? | MD | -5 | E Maryland: Baltimore, Annapolis, Chesapeake Bay area, Ocean City (see 443) |
| What area code is 411? | -- | -- | Reserved for special applications |
| What area code is 412? | PA | -5 | W Pennsylvania: Pittsburgh (see split 724, overlay 878) |
| What area code is 413? | MA | -5 | W Massachusetts: Springfield |
| What area code is 414? | WI | -6 | SE Wisconsin: Milwaukee County (see splits 920, 262) |
| What area code is 415? | CA | -8 | California: San Francisco County and Marin County on the north side of the Golden Gate Bridge, extending north to Sonoma County (see 650) |
| What area code is 416? | ON | -5 | Canada: S Cent. Ontario: Toronto (see overlay 647, eff 3/5/01) |
| What area code is 417? | MO | -6 | SW Missouri: Springfield |
| What area code is 418? | QC | Canada: NE Quebec: Quebec | |
| What area code is 419? | OH | -5 | NW Ohio: Toledo (see overlay 567, perm 1/1/02) |
| What area code is 420? | WI | -6 | Wisconsin (region unknown) |
| What area code is 423? | TN | -5 | E Tennessee: Chattanooga, Bristol, Johnson City, Kingsport, Greeneville (see split 865; part of what used to be 615) |
| What area code is 424? | CA | -8 | S California: Los Angeles (see split 562; overlaid on 310 PENDING) |
| What area code is 425? | WA | -8 | Washington: North Tier - Everett, Bellevue (split from 206, see also 253; overly 564) |
| What area code is 430? | TX | -6 | NE Texas: Tyler (overlaid on 903, eff 7/20/02) |
| What area code is 432? | TX | 1.166666667 | W Texas: Big Spring, Midland, Odessa (split from 915, eff 4/5/2003) |
| What area code is 434? | VA | -5 | E Virginia: Charlottesville, Lynchburg, Danville, South Boston, and Emporia (split from 804, eff 6/1/01; see also 757) |
| What area code is 435? | UT | -7 | Rural Utah outside Salt Lake City metro (see split 801) |
| What area code is 438? | QC | -5 | Canada: SW Quebec: Montreal city (overlaid on 514, [delayed until 2005] eff 10/10/03, mand 2/7/04) |
| What area code is 440? | OH | -5 | Ohio: Cleveland metro area, excluding Cleveland (split from 216, see also 330) |
| What area code is 441? | -- | -4 | Bermuda (part of what used to be 809) |
| What area code is 442? | CA | -8 | Far north suburbs of San Diego (Oceanside, Escondido, SUSPENDED -- originally perm 10/21/00, mand 04/14/01) |
| What area code is 443? | MD | -5 | E Maryland: Baltimore, Annapolis, Chesapeake Bay area, Ocean City (overlaid on 410) |
| What area code is 445? | PA | -5 | SE Pennsylvania: Philadelphia (overlaid on 215, eff 5/1/01; see also 267) |
| What area code is 450? | QC | 1.25 | Canada: Southeastern Quebec; suburbs outside metro Montreal |
| What area code is 456? | -- | -- | Inbound International |
| What area code is 464? | IL | -6 | Illinois: south suburbs of Chicago (see 630; overlaid on 708) |
| What area code is 469? | TX | -6 | Texas: Dallas Metro (overlays 214/972) |
| What area code is 470? | GA | -5 | Georgia: Greater Atlanta Metropolitan Area (overlaid on 404/770/678; mand 9/2/01) |
| What area code is 473? | -- | -4 | Grenada ("new" -- split from 809) |
| What area code is 475? | CT | -5 | Connecticut: New Haven, Greenwich, southwestern (postponed; was perm 01/06/01; mand 03/01/01???) |
| What area code is 478? | GA | -5 | Central Georgia: Macon (split from 912; see also 229; perm 08/01/00; mand 08/01/01) |
| What area code is 479? | AR | -6 | NW Arkansas: Fayetteville, Springdale, Bentonville (split from 501, perm 01/19/02, mand 07/20/02) |
| What area code is 480? | AZ | -7 | Arizona: East Phoenix (see 520; also Phoenix split 602, 623) |
| What area code is 484? | PA | -5 | SE Pennsylvania: Allentown, Bethlehem, Reading, West Chester, Norristown (see 610) |
| What area code is 500? | -- | -- | Personal Communication Service |
| What area code is 501? | AR | -6 | Central Arkansas: Little Rock, Hot Srpings, Conway (see split 479) |
| What area code is 502? | KY | -5 | N Central Kentucky: Louisville (see 270) |
| What area code is 503? | OR | -8 | Oregon (see 541, 971) |
| What area code is 504? | LA | -6 | E Louisiana: New Orleans metro area (see split 985) |
| What area code is 505? | NM | -7 | New Mexico |
| What area code is 506? | NB | -4 | Canada: New Brunswick |
| What area code is 507? | MN | -6 | S Minnesota: Rochester |
| What area code is 508? | MA | -5 | Cent. Massachusetts: Framingham; Cape Cod (see split 978, overlay 774) |
| What area code is 509? | WA | -8 | E Washington state: Spokane |
| What area code is 510? | CA | -8 | California: Oakland, East Bay (see 925) |
| What area code is 511? | -- | -- | Nationwide travel information |
| What area code is 512? | TX | -6 | S Texas: Austin (see split 361; overlay 737, perm 11/10/01) |
| What area code is 513? | OH | -5 | SW Ohio: Cincinnati (see split 937; overlay 283 cancelled) |
| What area code is 514? | QC | -5 | Canada: SW Quebec: Montreal city (see overlay 438, eff 10/10/03, mand 2/7/04) |
| What area code is 515? | IA | -6 | Cent. Iowa: Des Moines (see split 641) |
| What area code is 516? | NY | -5 | New York: Nassau County, Long Island; Hempstead (see split 631) |
| What area code is 517? | MI | -5 | Cent. Michigan: Lansing (see split 989) |
| What area code is 518? | NY | -5 | NE New York: Albany |
| What area code is 519? | ON | -5 | Canada: SW Ontario: Windsor |
| What area code is 520? | AZ | -8 | SE Arizona: Flagstaff, Tucson area (split from 602; see split 928) |
| What area code is 530? | CA | -8 | NE California: Eldorado County, excluding Eldorado Hills: Auburn, Chico, Redding, So. Lake Tahoe, Marysville, Nevada City/Grass Valley (split from 916) |
| What area code is 540? | VA | -5 | Northern Virginia: Shenandoah and Roanoke valleys: Fredericksburg, Harrisonburg, Roanoke, Salem, Lexington and nearby areas (see split 276; split from 703) |
| What area code is 541? | OR | -8 | Oregon: Eugene, Medford (split from 503; 503 retains NW part [Portland/Salem], all else moves to 541) |
| What area code is 546? | MI | -5 | E Michigan: Flint, Pontiac (overlaid on 810, perm 9/22/01; see also 248) |
| What area code is 551? | NJ | -5 | N New Jersey: Jersey City, Hackensack (overlaid on 201) |
| What area code is 555? | -- | ? | Reserved for directory assistance applications |
| What area code is 557? | MO | -6 | SE Missouri: St Louis metro area only (cancelled: overlaid on 314) |
| What area code is 559? | CA | -8 | Central California: Fresno (split from 209) |
| What area code is 561? | FL | -5 | S. Central Florida: Palm Beach County (West Palm Beach, Boca Raton, Vero Beach; see split 772, eff 2/11/02; mand 11/11/02) |
| What area code is 562? | CA | -8 | California: Long Beach (split from 310 Los Angeles) |
| What area code is 563? | IA | -6 | E Iowa: Davenport, Dubuque (split from 319, eff 3/25/01) |
| What area code is 564? | WA | -8 | W Washington State: Olympia, Bellingham (overlaid on 360; perm 02/03/01; mand postponed? see also 206, 253, 425) |
| What area code is 567? | OH | -5 | NW Ohio: Toledo (overlaid on 419, perm 1/1/02) |
| What area code is 570? | PA | -5 | NE and N Central Pennsylvania: Wilkes-Barre, Scranton (see 717) |
| What area code is 571? | VA | -5 | Northern Virginia: Arlington, McLean, Tysons Corner (to be overlaid on 703 3/1/2000; see earlier split 540) |
| What area code is 573? | MO | -6 | SE Missouri: excluding St Louis metro area, includes Central/East Missouri, area between St. Louis and Kansas City |
| What area code is 574? | IN | -5 | N Indiana (split from 219) |
| What area code is 580? | OK | -6 | W Oklahoma (rural areas outside Oklahoma City; split from 405) |
| What area code is 585? | NY | -5 | NW New York: Rochester (split from 716) |
| What area code is 586? | MI | -5 | Michigan: Macomb County (split from 810; perm 9/22/01, mand 3/23/02) |
| What area code is 590? | -- | -4 | French West Indies Carribean Islands: St. Barthelemy (French), St. martin (Dutch & French) (time zones?) |
| What area code is 600? | -- | -- | Canadian Services |
| What area code is 601? | MS | -6 | Mississippi: Meridian, Jackson area (see splits 228, 662) |
| What area code is 602? | AZ | -8 | Arizona: Phoenix (see 520; also Phoenix split 480, 623) |
| What area code is 603? | NH | -5 | New Hampshire |
| What area code is 604? | BC | -8 | Canada: British Columbia: Greater Vancouver (overlay 778, perm 11/3/01; see 250) |
| What area code is 605? | SD | South Dakota | |
| What area code is 606? | KY | E Kentucky: area east of Frankfort: Ashland (see 859) | |
| What area code is 607? | NY | -5 | S Cent. New York: Ithaca, Binghamton; Catskills |
| What area code is 608? | WI | -6 | SW Wisconsin: Madison |
| What area code is 609? | NJ | -5 | S New Jersey: Trenton (see 856) |
| What area code is 610? | PA | -5 | SE Pennsylvania: Allentown, Bethlehem, Reading, West Chester, Norristown (see overlays 484, 835) |
| What area code is 611? | -- | -- | Reserved for special applications |
| What area code is 612? | MN | -6 | Cent. Minnesota: Minneapolis (split from St. Paul, see 651; see splits 763, 952) |
| What area code is 613? | ON | -5 | Canada: SE Ontario: Ottawa |
| What area code is 614? | OH | -5 | SE Ohio: Columbus |
| What area code is 615? | TN | -6 | E Tennessee: Nashville metro area (see 423, 931) |
| What area code is 616? | MI | -5 | W Michigan: Holland, Grand Haven, Greenville, Grand Rapids, Ionia (see split 269) |
| What area code is 617? | MA | -5 | Massachusetts: greater Boston (see overlay 857) |
| What area code is 618? | IL | -6 | S Illinois: Centralia |
| What area code is 619? | CA | -8 | S California: San Diego (see split 760; overlay 858, 935) |
| What area code is 620? | KS | -6 | S Kansas: Wichita (split from 316; perm 2/3/01) |
| What area code is 623? | AZ | -7 | Arizona: West Phoenix (see 520; also Phoenix split 480, 602) |
| What area code is 626? | CA | -8 | E S California: Pasadena (split from 818 Los Angeles) |
| What area code is 627? | CA | -8 | Napa, Sonoma counties (perm 10/13/01, mand 04/13/02) |
| What area code is 628? | CA | -8 | (Region unknown; perm 10/21/00) |
| What area code is 630? | IL | -6 | W NE Illinois, western suburbs of Chicago (part of what used to be 708; overlay 331) |
| What area code is 631? | NY | -5 | New York: Suffolk County, Long Island; Huntington, Riverhead (split 516) |
| What area code is 636? | MO | -6 | Missouri: W St. Louis metro area of St. Louis county, St. Charles County, Jefferson County area south (between 314 and 573) |
| What area code is 641? | IA | -6 | Iowa: Mason City, Marshalltown, Creston, Ottumwa (split from 515; perm 07/09/00) |
| What area code is 646? | NY | -5 | New York (overlay 212/917) NYC: Manhattan only |
| What area code is 647? | ON | -5 | Canada: S Cent. Ontario: Toronto (overlaid on 416; eff 3/5/01) |
| What area code is 649? | -- | -5 | Turks & Caicos Islands |
| What area code is 650? | CA | -8 | California: Peninsula south of San Francisco -- San Mateo County, parts of Santa Clara County (split from 415) |
| What area code is 651? | MN | -6 | Cent. Minnesota: St. Paul (split from Minneapolis, see 612) |
| What area code is 657? | CA | -8 | California: North and Central Orange County (overlaid on 714; perm 10/7/00) |
| What area code is 660? | MO | -6 | N Missouri (split from 816) |
| What area code is 661? | CA | -8 | California: N Los Angeles, Mckittrick, Mojave, Newhall, Oildale, Palmdal, Taft, Tehachapi, Bakersfield, Earlimart, Lancaster (split from 805) |
| What area code is 662? | MS | -6 | N Mississippi: Tupelo, Grenada (split from 601) |
| What area code is 664? | -- | -4 | Montserrat (split from 809) |
| What area code is 669? | CA | -8 | Cent. Coastal California: San Jose (rejected was: overlaid on 408) |
| What area code is 670? | MP | 10 | Commonwealth of the Northern Mariana Islands (CNMI, US Commonwealth) |
| What area code is 671? | GU | 10 | Guam |
| What area code is 678? | GA | -5 | N Georgia: metropolitan Atlanta (overlay; see 404, 770) |
| What area code is 679? | MI | (Region unknown; perm 2/3/01) | |
| What area code is 682? | TX | -6 | Texas: Fort Worth areas (perm 10/7/00, mand 12/9/00) |
| What area code is 684? | -- | -11 | American Samoa |
| What area code is 689? | FL | -5 | Central Florida: Metro Orlando (see overlay 321; overlaid on 407, eff 7/02) |
| What area code is 700? | -- | -- | Interexchange Carrier Services |
| What area code is 701? | ND | -6 | North Dakota |
| What area code is 702? | NV | -8 | Nevada: Clark County, incl Las Vegas (see 775) |
| What area code is 703? | VA | -5 | Northern Virginia: Arlington, McLean, Tysons Corner (see split 540; overlay 571) |
| What area code is 704? | NC | -5 | W North Carolina: Charlotte (see split 828, overlay 980) |
| What area code is 705? | ON | -5 | Canada: NW Ontario: Sault Ste. Marie/N Ontario: N Bay, Sudbury |
| What area code is 706? | GA | -5 | N Georgia: Columbus, Augusta |
| What area code is 707? | CA | -8 | NW California: Santa Rosa, Napa, Vallejo, American Canyon, Fairfield |
| What area code is 708? | IL | -6 | Illinois: south suburbs of Chicago (see 630; overlay 464) |
| What area code is 709? | NF | Canada: Newfoundland | |
| What area code is 710? | -- | US Government | |
| What area code is 711? | -- | -- | Telecommunications Relay Services |
| What area code is 712? | IA | -6 | W Iowa: Council Bluffs |
| What area code is 713? | TX | -6 | Mid SE Texas: central Houston (split, 281; overlay 832) |
| What area code is 714? | CA | -8 | North and Central Orange County (see split 949; overlay 657) |
| What area code is 715? | WI | -6 | N Wisconsin: Eau Claire, Wausau, Superior |
| What area code is 716? | NY | -5 | NW New York: Buffalo (see split 585) |
| What area code is 717? | PA | -5 | E Pennsylvania: Harrisburg (see split 570) |
| What area code is 718? | NY | -5 | New York City Metro Area, New York (Queens, Staten Island, The Bronx, and Brooklyn; see 212, 347) |
| What area code is 719? | CO | -7 | SE Colorado: Pueblo, Colorado Springs |
| What area code is 720? | CO | -7 | Central Colorado: Denver (overlaid on 303) |
| What area code is 724? | PA | -5 | SW Pennsylvania (areas outside metro Pittsburgh; split from 412) |
| What area code is 727? | FL | -5 | Florida Tampa Metro: Saint Petersburg, Clearwater (Pinellas and parts of Pasco County; split from 813) |
| What area code is 731? | TN | -6 | W Tennessee: outside Memphis metro area (split from 901, perm 2/12/01, mand 9/17/01) |
| What area code is 732? | NJ | -5 | Cent. New Jersey: Toms River, New Brunswick, Bound Brook (see overlay 848) |
| What area code is 734? | MI | -5 | SE Michigan: west and south of Detroit -- Ann Arbor, Monroe (split from 313) |
| What area code is 737? | TX | -6 | S Texas: Austin (overlaid on 512, suspended; see also 361) |
| What area code is 740? | OH | -5 | SE Ohio (rural areas outside Columbus; split from 614) |
| What area code is 747? | CA | -8 | S California: Los Angeles, Agoura Hills, Calabasas, Hidden Hills, and Westlake Village (see 818; implementation suspended) |
| What area code is 752? | CA | -8 | California: W San Bernardino County and E Los Angeles County: Ontario, Pomona, Chino, San Bernardino (overlaid on northern 909; perm 2/10/01) |
| What area code is 754? | FL | -5 | Florida: Broward County area, incl Ft. Lauderdale (overlaid on 954; perm 8/1/01, mand 9/1/01) |
| What area code is 757? | VA | -5 | E Virginia: Tidewater / Hampton Roads area -- Norfolk, Virginia Beach, Chesapeake, Portsmouth, Hampton, Newport News, Suffolk (part of what used to be 804) |
| What area code is 758? | -- | -4 | St. Lucia (split from 809) |
| What area code is 760? | CA | -8 | California: San Diego North County to Sierra Nevada (split from 619) |
| What area code is 763? | MN | -6 | Minnesota: Minneapolis metro area (split from 612; see also 952) |
| What area code is 764? | CA | -8 | (overlay on 650; SUSPENDED) |
| What area code is 765? | IN | -5 | Indiana: outside Indianapolis (split from 317) |
| What area code is 767? | -- | -4 | Dominica (split from 809) |
| What area code is 770? | GA | -5 | Georgia: Atlanta suburbs: outside of I-285 ring road (part of what used to be 404; see also overlay 678) |
| What area code is 772? | FL | -5 | S. Central Florida: St. Lucie, Martin, and Indian River counties (split from 561; eff 2/11/02; mand 11/11/02) |
| What area code is 773? | IL | -6 | Illinois: city of Chicago, outside the loop (see 312; overlay 872) |
| What area code is 774? | MA | -5 | Cent. Massachusetts: Framingham; Cape Cod (see split 978, overlaid on 508, eff 4/2/2001) |
| What area code is 775? | NV | -8 | Nevada: Reno (all of NV except Clark County area; see 702) |
| What area code is 778? | BC | -8 | Canada: British Columbia: Greater Vancouver (overlaid on 604, per 11/3/01; see also 250) |
| What area code is 780? | AB | -7 | Canada: Northern Alberta, north of Lacombe (see 403) |
| What area code is 781? | MA | -5 | Massachusetts: Boston surburbs, to the north and west (see splits 617, 508; overlay 339) |
| What area code is 784? | -- | -4 | St. Vincent & Grenadines (split from 809) |
| What area code is 785? | KS | -6 | N & W Kansas: Topeka (split from 913) |
| What area code is 786? | FL | -5 | SE Florida, Monroe County (Miami; overlaid on 305) |
| What area code is 787? | PR | -4 | Puerto Rico (see overlay 939, perm 8/1/01) |
| What area code is 800? | -- | US/Canada toll free (see 888, 877, 866, 855, 844, 833, 822) | |
| What area code is 801? | UT | -7 | Utah: Salt Lake City Metro (see split 385, eff 3/30/02; see also split 435) |
| What area code is 802? | VT | -5 | Vermont |
| What area code is 803? | SC | -5 | South Carolina: Columbia, Aiken, Sumter (see 843, 864) |
| What area code is 804? | VA | -5 | E Virginia: Richmond (see splits 757, 434) |
| What area code is 805? | CA | -8 | S Cent. and Cent. Coastal California: Ventura County, Santa Barbara County: San Luis Obispo, Thousand Oaks, Carpinteria, Santa Barbara, Santa Maria, Lompoc, Santa Ynez Valley / Solvang (see 661 split) |
| What area code is 806? | TX | -6 | Panhandle Texas: Amarillo, Lubbock |
| What area code is 807? | ON | Canada: W Ontario: Thunder Bay | |
| What area code is 808? | HI | -10 | Hawaii |
| What area code is 809? | -- | -4 | Dominican Republic (see splits 264, 268, 284, 340, 441, 473, 664, 758, 767, 784, 868, 876) |
| What area code is 810? | MI | -5 | E Michigan: Flint, Pontiac (see 248; overlay 546, split 586) |
| What area code is 811? | -- | -- | Reserved for special applications |
| What area code is 812? | IN | -6 | S Indiana: Evansville |
| What area code is 813? | FL | -5 | SW Florida: Tampa Metro (splits 727 St. Petersburg, Clearwater, and 941 Sarasota) |
| What area code is 814? | PA | -5 | Cent. Pennsylvania: Erie |
| What area code is 815? | IL | -6 | NW Illinois: Rockford, Kankakee |
| What area code is 816? | MO | -6 | N Missouri: Kansas City (see split 660, overlay 975) |
| What area code is 817? | TX | -6 | N Cent. Texas: Fort Worth area (see 254, 940) |
| What area code is 818? | CA | -8 | S California: Los Angeles: San Fernando Valley (see 213, 310, 562, 626, 747) |
| What area code is 819? | QC | -5 | NW Quebec: Trois Rivieres (see 867) |
| What area code is 822? | -- | US/Canada toll free (proposed, may not be in use yet) | |
| What area code is 828? | NC | -5 | W North Carolina: Asheville (split from 704) |
| What area code is 830? | TX | -6 | Texas: N and W of San Antonio (split from 210) |
| What area code is 831? | CA | -8 | California: central coast area from Santa Cruz through Monterey County |
| What area code is 832? | TX | -6 | Texas: Houston (overlay 713/281) |
| What area code is 833? | -- | US/Canada toll free (proposed, may not be in use yet) | |
| What area code is 835? | PA | -5 | SE Pennsylvania: Allentown, Bethlehem, Reading, West Chester, Norristown (overlaid on 610, eff 5/1/01; see also 484) |
| What area code is 836? | FL | -5 | Florida (region unknown) |
| What area code is 843? | SC | -5 | South Carolina, coastal area: Charleston, Beaufort, Myrtle Beach (split from 803) |
| What area code is 844? | -- | US/Canada toll free (proposed, may not be in use yet) | |
| What area code is 845? | NY | -5 | New York: Poughkeepsie; Nyack, Nanuet, Valley Cottage, New City, Putnam, Dutchess, Rockland, Orange, Ulster and parts of Sullivan counties in New York's lower Hudson Valley and Delaware County in the Catskills (see 914; perm 6/5/2000) |
| What area code is 847? | IL | -6 | Northern NE Illinois: northwestern suburbs of chicago (Evanston, Waukegan, Northbrook; see overlay 224) |
| What area code is 848? | NJ | -5 | Cent. New Jersey: Toms River, New Brunswick, Bound Brook (see overlay 732) |
| What area code is 850? | FL | -6 | Florida panhandle, from east of Tallahassee to Pensacola (split from 904) |
| What area code is 855? | -- | US/Canada toll free (proposed, may not be in use yet) | |
| What area code is 856? | NJ | -5 | SW New Jersey: greater Camden area, Mt Laurel (split from 609) |
| What area code is 857? | MA | -5 | Massachusetts: greater Boston (overlaid on 617, eff 4/2/2001) |
| What area code is 858? | CA | -8 | S California: San Diego (see split 760; overlay 619, 935) |
| What area code is 859? | KY | -5 | N and Central Kentucky: Lexington; suburban KY counties of Cincinnati OH metro area; Covington, Newport, Ft. Thomas, Ft. Wright, Florence (split from 606) |
| What area code is 860? | CT | -5 | Connecticut: areas outside of Fairfield and New Haven Counties (split from 203, overlay 959) |
| What area code is 861? | FL | -5 | SW Florida: Sarasota (?) (see 863, 941) |
| What area code is 862? | NJ | -5 | N New Jersey: Newark Paterson Morristown (overlaid on 973) |
| What area code is 863? | FL | -5 | Florida: Polk County (split from 941) |
| What area code is 864? | SC | -5 | South Carolina, upstate area: Greenville, Spartanburg (split from 803) |
| What area code is 865? | TN | -5 | E Tennessee: Knoxville, Knox and adjacent counties (split from 423; part of what used to be 615) |
| What area code is 866? | -- | ? | US/Canada toll free |
| What area code is 867? | YT | Canada: Yukon, Northwest Territories, Nunavut (split from 403/819) | |
| What area code is 868? | -- | -4 | Trinidad and Tobago ("new" -- see 809) |
| What area code is 869? | -- | -4 | St. Kitts & Nevis |
| What area code is 870? | AR | -6 | Arkansas: areas outside of west/central AR: Jonesboro, etc |
| What area code is 872? | IL | -6 | Illinois: Chicago (downtown only -- in the loop; see 773; overlaid on 312 and 773) |
| What area code is 876? | -- | -5 | Jamaica (split from 809) |
| What area code is 877? | -- | ? | US/Canada toll free |
| What area code is 878? | PA | -5 | Pittsburgh, New Castle (overlaid on 412, perm 8/17/01, mand t.b.a.) |
| What area code is 880? | -- | -- | Paid Toll-Free Service |
| What area code is 881? | -- | -- | Paid Toll-Free Service |
| What area code is 882? | -- | -- | Paid Toll-Free Service |
| What area code is 888? | -- | ? | US/Canada toll free |
| What area code is 900? | -- | ? | US toll calls -- prices vary with the number called |
| What area code is 901? | TN | -6 | W Tennessee: Memphis metro area (see 615, 931, split 731) |
| What area code is 902? | NS | -4 | Canada: Nova Scotia, Prince Edward Island |
| What area code is 903? | TX | -6 | NE Texas: Tyler (see overlay 430, eff 7/20/02) |
| What area code is 904? | FL | -5 | N Florida: Jacksonville (see splits 352, 386, 850) |
| What area code is 905? | ON | -5 | Canada: S Cent. Ontario: Greater Toronto Area -- Durham, Halton, Hamilton-Wentworth, Niagara, Peel, York, and southern Simcoe County (excluding Toronto -- see overlay 289 [eff 6/9/01], splits 416, 647) |
| What area code is 906? | MI | -5 | Upper Peninsula Michigan: Sault Ste. Marie, Escanaba, Marquette |
| What area code is 907? | AK | -9 | Alaska |
| What area code is 908? | NJ | -5 | Cent. New Jersey: Elizabeth, Basking Ridge, Somerville, Bridgewater |
| What area code is 909? | CA | -8 | California: Inland empire: San Bernardino (see overlay 752, split 951), Riverside |
| What area code is 910? | NC | -5 | S Cent. North Carolina: Fayetteville, Wilmington (see 336) |
| What area code is 911? | -- | -- | Emergency |
| What area code is 912? | GA | -5 | SE Georgia: Savannah (see splits 229, 478) |
| What area code is 913? | KS | -6 | Kansas: Kansas City area (see 785) |
| What area code is 914? | NY | -5 | S New York: Westchester County (see 845) |
| What area code is 915? | TX | W Texas: El Paso (see splits 325 eff 4/5/03; 432, eff 4/5/2003) | |
| What area code is 916? | CA | -8 | NE California: Sacramento, Walnut Grove, Lincoln, Newcastle and El Dorado Hills (split to 530) |
| What area code is 917? | NY | -5 | New York: New York City (cellular, see 646) |
| What area code is 918? | OK | -6 | E Oklahoma: Tulsa |
| What area code is 919? | NC | -5 | E North Carolina: Raleigh (see split 252, overlay 984) |
| What area code is 920? | WI | -6 | NE Wisconsin: Appleton, Green Bay, Sheboygan, Fond du Lac (from Beaver Dam NE to Oshkosh, Appleton, and Door County; part of what used to be 414) |
| What area code is 925? | CA | -8 | California: Contra Costa area: Antioch, Concord, Pleasanton, Walnut Creek (split from 510) |
| What area code is 928? | AZ | -7 | Central and Northern Arizona: Prescott, Flagstaff, Yuma (split from 520) |
| What area code is 931? | TN | -6 | Central Tennessee: semi-circular ring around Nashville (split from 615) |
| What area code is 935? | CA | -8 | S California: San Diego (see split 760; overlay 858, 619; on hold) |
| What area code is 936? | TX | -6 | SE Texas: Conroe, Lufkin, Nacogdoches, Crockett (split from 409, see also 979) |
| What area code is 937? | OH | -5 | SW Ohio: Dayton (part of what used to be 513) |
| What area code is 939? | PR | -4 | Puerto Rico (overlaid on 787, perm 8/1/01) |
| What area code is 940? | TX | -6 | N Cent. Texas: Denton, Wichita Falls (split from 254, 817) |
| What area code is 941? | FL | -5 | SW Florida: Sarasota and Manatee counties (part of what used to be 813; see split 863) |
| What area code is 947? | MI | Michigan: Oakland County (overlays 248, perm 5/5/01) | |
| What area code is 949? | CA | -8 | California: S Coastal Orange County (split from 714) |
| What area code is 951? | CA | -8 | California: W Riverside County (split from 909; eff 2/12/00) |
| What area code is 952? | MN | -6 | Minnesota: Minneapolis metro area, Bloomington (split from 612; see also 763) |
| What area code is 954? | FL | -5 | Florida: Broward County area, incl Ft. Lauderdale (part of what used to be 305, see overlay 754) |
| What area code is 956? | TX | -6 | Texas: Valley of Texas area; Harlingen, Laredo (split from 210) |
| What area code is 957? | NM | -7 | New Mexico (pending; region unknown) |
| What area code is 959? | CT | -5 | Connecticut: Hartford, New London (postponed; was overlaid on 860 perm 1/6/01; mand 3/1/01???) |
| What area code is 969? | MD | -5 | Maryland: Severn area (eff ???) |
| What area code is 970? | CO | -7 | N and W Colorado (part of what used to be 303) |
| What area code is 971? | OR | -8 | Oregon: Metropolitan Portland, Salem/Keizer area, incl Cricket Wireless (see 503; perm 10/1/00) |
| What area code is 972? | TX | -6 | Texas: Dallas Metro (overlays 214/469) |
| What area code is 973? | NJ | -5 | N New Jersey: Newark Paterson Morristown (see overlay 862; split from 201) |
| What area code is 975? | MO | -6 | N Missouri: Kansas City (overlaid on 816) |
| What area code is 976? | -- | -- | Pay services |
| What area code is 978? | MA | -5 | Massachusetts: north of Boston to NH (see split 978 -- this is the northern half of old 508; see overlay 351) |
| What area code is 979? | TX | -6 | SE Texas: Galveston, Port Arthur, Bryan, College Station (split from 409, see also 936) |
| What area code is 980? | NC | -5 | North Carolina: (overlay on 704; perm 5/1/00, mand 3-15-01) |
| What area code is 984? | NC | -5 | E North Carolina: Raleigh (overlaid on 919, perm 8/1/01, mand 2/5/02 POSTPONED) |
| What area code is 985? | LA | -6 | E Louisiana: SE/N shore of Lake Pontchartrain: Hammond, Slidell, Covington, Amite, Kentwood, area SW of New Orleans, Houma, Thibodaux, Morgan City (split from 504; perm 02/12/2001; mand 10/22/01) |
| What area code is 989? | MI | -5 | Upper central Michigan: Mt Pleasant, Saginaw (split from 517; perm 4/7/01) |
| What area code is 999? | -- | -- | Often used by carriers to indicate that the area code information is unavailable for CNID, even though the rest of the number is present |
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After leaving Wells Fargo Bank in 2014, Daniel began a career as a finance consultant, advising companies and individuals on economic policy, labor relations, and financial management.
At Promtfinance.com, Daniel writes about personal finance topics, value estimation, budgeting strategies, retirement planning, and portfolio diversification.
Read more on Daniel Smith's biography page.
Contact Daniel: daniel@promtfinance.com