If you follow standard banking processes, you can get someone else to pay your return check. The procedure is straightforward and applies to all sorts of checks issued to you. If your check slips into the wrong hands, however, anybody can try to repeat these procedures. To avoid losing your refund, it’s critical to keep your information safe. If you wish, you can designate a third party to pay your IRS refund check on your behalf. When a bank account is not immediately accessible, or when the check has been pledged as repayment or a present, you may need to have somebody else cash your return check.
Can Someone Else Cash My Stimulus Check?
Yes, someone else can cash your stimulus check without your knowledge. Sometimes, tellers do not ask for ID, and in that case, somebody can commit fraud.
Endorsing a Check
You may want to have somebody else pay the returned check if you’re not using access to the user account right away or if the check was committed for repayment or as a gift. On the first line of the endorsing area beneath the check, write “Pay to the order of,” followed by the individual’s name and your initials as it appears on the front of the check. To prove that you signed the check over to the new recipient, you’ll almost certainly need to present your ID to the bank cashing the check. In this case, you can certify the check to the person, just like you would anyone else check so that they can deposit it.
In Case of Fraud
Unfortunately, someone else could cash your return cheque without your permission or knowledge. This can happen if the check is delivered to the incorrect address or is intercepted on its way to you. With the IRS return status system, you can find out when you may receive your check. Make a call if it doesn’t arrive within the expected time range.
The IRS suggests filing your tax form online and receiving your return via direct deposit into your bank account via electronic funds transfer. You’ll get your refund sooner and won’t have to worry about a lost check.