Paying high on the phone bill?
Have you ever thought that you are paying high costs each month on just your cellphone bill?
An average person spends around $100+ per month on their phone bills, so after including family, it can reach up to 300 to 400 dollars actually. People with no specific interest in calculating their bills around are paying higher bills than usual (without knowing).
Many people might have seen that their phone bills are high and they are paying too much which is not a good option, and they have thought for a change but are afraid to switch the plans. Reasons can be different like people might afraid of losing their contact number or might be afraid of new cellphone plans.
So, now is the time to change, or just think for until when you have planned to afford, to pay such high amounts on just your phone bills.
In the first step, you need to Understand Your Cell Phone Bill:
Now just think for a moment do you need the expensive plan phone.
How to save money on phone bills?
Today I will discuss some of the ways like most affordable ways to save quite a lot of money on your phone bills that you have been paying for so long.
In following some ways you may be able to keep your contact number but in rest cases, there are more chances to lose the contact number but that would not burden you on losing when on the other hand you will be saving hundred dollars. So, there are some of the ways which will help you to save some of the money on phone bills.
Cut your cell phone completely.
I guess cutting of your cellphone would be an extreme step for many people to take. Whereas when you are unable to pay your phone bills, keeping the phone would be just a waste.
Actually I was surprised when I read the report, where it was mentioned that 20% of people do not use cellphones and they just go fine without it. like before we travel into this era of technology no one has ever thought of having personal cellphones.
Since it is, not only our need but the obligation from the society that we have to fulfill in order to meet the status. We call it now our comfort zone but thinking for a bit that if we allow ourselves to live without it I guess we can make it 🙂
If you are unable to get through your bills than cutting the source of the bills is your ultimate option.
Go for the new plan you can afford.
There are many plans that vary in charges that you need to pay to them. But it is always better to go through detailed research about the plans and then decide which one is best for you. all plans vary as the basic to premium or to professional (standard).
Now the question is what factors are there which you need to think before selecting a plan. The following are the factors that you need to see.
How much data do you use each month?
There are many people who are working from home now because of a pandemic or maybe because they are freelancers, so they need some extra GBs of data, and some need more or less 1Gb so that totally depends upon what you like or you need to have. There are huge price differences so you should compare the prices with different companies in order to find an affordable package for you.
If we talk about 2020, so I guess there are many companies that only charge for international calls (minutes) for national calls they usually offer different packages regardless of charging minutes to minutes.
Now here are one other factor that not all companies have their best ground in your city or another city may be one company have best offers and affordable prices in your city but not in the other city so you need to do some research on all companies so that you can draw a line between them.
Do you really need that expensive cell phone?
If you are a person of status and upgrades your phones as the new and the latest model comes out then you cannot be able to save a single penny. This thing to which we call “show off to impress others” should be deleted from your life if you really want to save some money because it is always unnecessary to spend your whole saving or earnings just to upgrade your phone because your colleagues have the upgraded theirs.
For example, Apple iPhone, as iPhone launches its latest models every year and the prices are according to their new innovations, and people line up in front of their outlet to buy them, where they can save some money if they just buy the slightly older version of that latest model of iPhone.
Divide your billings into more than 2 lines
You can call it a free trick since many people are doing this or try to do this one way or another. If you are paying for just single line then you will have to pay a complete bill throw on your budget which means one for one, and if you add up one more line in your connection then you will have the chance to split up your bill and that will become one-two for one.
In this way you can save some money, I know some people say saving a little amount on their bills are not worthy of saving it is just a waste of time and effort. But if you start saving little amount today that will add up and at the end of the year you will save more than 3 to 4 hundred dollars.
Switch to paperless billing.
Many companies do have their offers upon paperless billing plans, well paperless billing plans are those in which you will get the bills and the receipts of the payments all online on your cellphone. where most people like to have paper bills so they can keep the records.
Well, this is not going to work, keeping the paper bills for your record is an old way, and letting the computer system keeps your bill’s record is the new and efficient way.
Go for autopay plan and save up to $10
A lot of wireless carriers are offering up to %10 off on your monthly phone bill, for this you just have to sign up for automatic payment plans. when you sign up as a single person you may get $5 off and if you have 5 to 6 family members you can save up to $30 a month.
That is quite an easy task you can just apply to your budget. well in some way it is quite a useful factor that bills go paid with autopay features.
Try to Switch to prepaid cell phone package
Switching to the prepaid carrier is the ultimate option, you can always change to the prepaid plans of your cellphone. for example here are some of the plans from two different companies, that might interest you for switching into prepaid.
For AT&T customers:
- A 5GB plan for an example with Cricket Wireless costs $40 per month before autopay discounts.
- The least expensive for an example postpay plan available is 3GB for $60 per month before autopay discounts.
For Verizon customers:
- They can get 6GB of prepaid data in just $40 per month (better)
- 2GB of postpaid data for $55 per month.
Prepaid plans are still much affordable and still helps you to save some extra money HOW? it is quite simple if you keep the recharge just for the urgent and important calls and usage you act as limited, and try not to waste the recharge you already have and on the other hand, if you are on postpaid plans you have no idea how much data you are using and at the end of the month, you have to pay for all the data you have used unnecessarily.
Try to Change or try to remove your cell phone insurance
Most cell phone carriers offer a bundle of plans that covers up for warranties, insurances, and other damages to be fulfilled. thus, there is a need to think about whether your cellphone needs protection insurance?
If so! then think for the charges you are actually paying for the insurance. here are some of the reasons that you really need to look before you pay for the insurance. you are paying few dollars for insurance in your premium plan selection, where you are getting some damage protection like warranty or getting the bluetooth handling and etc.
where you are spending these dollars like 5 to 10 on insurance you can easily save and let the premium plan shifted to the basic plan. where you will get the basic cell phone damage or loss protection or repair facility in insurance. you will be saving $80 to $100 per year on just insurance.
Change your billing (home) address
Half of the fees that added to your bills are based totally upon the area where you are living. If you have moved somewhere, where charges are low or someone of your family has moved you can change your address.
Updating of address is quite easy, there are two ways for doing this, most likely you can log in to your account or profile and simple make changes over there and another way is to call customer service officer and ask them to change your address that will be no issue as well.
Saving money on phone bills might seem boring and resultless to many people, whereas I think when you start to sum up things like saving money on the phone bills and going paperless and adding up the line to your phone connection you will start noticing the huge amount at the end of the year.
Being a person who can control his or her expenses is a sophisticated action, it will only give benefits to you and your family. regardless of other expenses spending too much just on the phone bills are useless. now people are even trying smart and innovative ideas and trying to change their old habits of paying money on phones.
Moving to something smart and new with less money on the charge is the best way to have a balanced budget.